Empirical Study
2018

The pre-insolvency restructuring procedure - a new restructuring instrument without the stigma of insolvency

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Empirical study | 2018

In cooperation with the SRH Hochschule Heidelberg we carried out an extensive online survey with savings banks and credit unions. In this context we asked our participants about the relevance and effect of the pre-insolvency restructuring procedure for small and medium sized enterprises (SME) in crisis. On the basis of various theses, our empirical study analyses the EU draft directive as of November 2016 from the credit institutes' point of view.

Although the amount of insolvency cases is decreasing in Germany, the volume of damage claims with 26 billion Euro is still high. As main creditors of SMEs, savings banks and credit unions bear the risk to a large extent. Our study shows that credit institutes expect a significant reduction of the related effort and procedural costs by using this instrument.

Our downloadable exposé gives a first insight into this fascinating topic. If we were able to catch your interest, we will be delighted to present to you our complete results within a personal exchange.

We wish you an exciting and informative reading and will answer any queries you may have.

Please contact us here.

Expose_Studie_2018_Vorinsolvenzliche_Restrukturierungsverfahren.pdf

Empirical Study
2018

FinTechs within the Corporate Client Business - threat or catalyst for change

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Empirical study | 2018

Our empirical study is based on interviews with the management level of Fintech investors, banks and savings banks as well as on discussions with financial experts.

In 2017 we already published a study highlighting the importance of Fintechs within the Corporate Client Business. But since then many things have changed within this business segment.

On some 80 pages, the present and complete documentation gives an overview about the current development and perspectives within the Corporate Client Business. Based on these results, we give precise recommendations for action to decision-makers of banks and savings banks in order to consistently develop  the corporate client business further within their own institutes.

We are looking forward to discussing the results with you.

Please contact us here.

Empirical Study
2016/2017

Are FinTechs without any chance within the Corporate Client Business?

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Empirical study | 2016/2017

FinTechs change the banking landscape – that is nothing new and studies on this topic exist en masse.

But what is unique in our study so far, is the examination of two perspectives: the perspective of investors on the one hand and that of banks and savings banks on the other hand. This enables us to make an objective evaluation of market drivers and to sketch how the FinTech landscape will look like in 2025.

The study shows the perspective chances of FinTechs, if they can establish themselves also within the Corporate Client Business, and who has the potential to be still part of the market in 2025. In addition, we have estimated the effect on the results within various szenarios.

We are looking forward to discussing the results with you.

Empirical Study
2015/2016

Business restructuring by use of insolvency plan – Is this really an opportunity also for small and medium-sized businesses?

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Nationwide research study | 2015/2016

In summer 2015, we have initialized a nationwide empirical research study regarding our business area “companies in special situations”. Within this study, we examine why the insolvency plan is hardly in practice so far in small and medium-sized businesses, although it is a very useful and efficient instrument of business restructuring. The objective of this study was to develop a practice-oriented guideline, which shall make the instrument “insolvency plan” more attractive to the target group in times of ESUG (German law for the simplification of corporate restructuring).

Within our current study, over 100 institutes of credit unions and savings banks have been interviewed nationwide and their answers have been evaluated and analyzed. As being the main financers of the mid-sized sector, these credit institutes are regularly very important stakeholders within the reorganization and insolvency of small and medium-sized businesses and with their participation in a restructuring concept actually decide about their fate. Our analysis focusses on the status quo in the years since implementation of the ESUG, on experiences with this challenging instrument as well as the corresponding organization and constitution within the credit institutions.

The study was a joint project between SSC Management Consult, IfUS Institute for Business Restructuring and Development (of the SRH Fachhochschule Heidelberg) and WELLENSIEK Rechtsanwälte Partnergesellschaft (law firm) and was published in June 2016.

Further information regarding this study is provided on the website of IfUS Institute for Business Restructuring an Development. Please follow this link.

 

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Studie Insolvenzplan - Teaser